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with qualified direct deposits and opt-in** Opt-in needed. Account will need to have Preliminary eligible immediate deposits, have to be in excellent standing and possess an activated chip-enabled debit card to opt-in. Ongoing qualified direct deposits and various conditions use to maintain eligibility for overdraft safety. Only debit card buy transactions are qualified for overdraft security and overdrafts are paid out at our discretion. We reserve the right to not pay back overdrafts.

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